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TCM Associates

We are a complete financial services agency. State licensed to sell insurance, annuities, and securities in TN & NC. Locally owned, we are independent agents for a number of top rated companies.  Our practice was established in 1986 by Thomas C. McGalliard, CLU, a financial services professional since 1969.  Our highly trained and experienced staff is committed to excellence in servicing our clients needs.

For a prospectus, contact your financial adviser.
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Newsletters

A Retirement Plan for One

Although most large companies are moving away from traditional defined-benefit plans, a solo defined-benefit plan may be an attractive pension option of you are a sole proprietor or if you are self-employed.

Weather: It Matters

Weather is common fare for small talk, but it’s difficult to think of many topics that can have a bigger effect on economic activity.

Conserve Your Estate

Are your estate strategies up-to-date and ready for whatever legislative changes lie ahead?

The World Is Your Oyster

If you want to expand your portfolio’s geographic boundaries, international mutual funds may be a good option.

More Newsletters →